Posts tagged: travel insurance mistakes

Travel Insurance Tip No. 4 – Think about the start date on your annual travel insurance

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By , October 4, 2011 4:42 pm
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When you buy an annual travel insurance policy you will usually be asked when you want the travel insurance cover to start. Now, it may seem sensible to start your travel insurance cover on the date you depart for your next holiday, but that might leave you financially exposed if you need to cancel the trip.

For the same reason that you should buy single trip travel insurance cover as soon as you book your holiday, if you have a holiday booked you should start your annual travel insurance cover immediately.

That way, your annual travel insurance is in place in case you need to cancel your holiday for reasons beyond your control, such as illness, of either yourself or a close family member, redundancy or your home becoming uninhabitable.

If you already have an annual policy which is about to expire, you should start your new policy on the day after your current policy expires so that you get uninterrupted cover for cancellation and are not exposed to any unnecessary financial risk. 

When you have an annual travel insurance policy your insurance provider has a responsibility to contact you  before it expires to make sure that you are aware that your cover is about to end.

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Travel insurance tip no.1: Are your travel dates right?

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By , August 21, 2011 9:26 am
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1. Get your travel dates right on your travel insurance policy

It sounds simple, but it’s a mistake that people do make, and it’s very important to get it right because if you don’t you could invalidate your whole travel insurance policy.

A common mistake is to start your travel insurance policy on the date that you arrive in, or leave resort, rather than the date you leave or arrive home, which on a long journey could be different. Be careful with return flights that leave resort late at night, it could be the next morning by the time you land back in the UK.

It is very important that you buy travel insurance cover for the entire duration of your holiday. This means that your outbound journey and return journey must both be completed during the period of travel insurance cover. If you don’t do this your policy could be invalidated and you will be effectively travelling without insurance cover.

It only takes a second to double check your travel dates when you buy your travel insurance policy to ensure that you will be covered.

See more travel insurance tips.

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